9009 West Loop South, Seventh Floor, Houston Texas 1-866-889-9347 CCCS of Southwest A Division of Money Management International Regional Headquarters  -  722 East Osborn Rd., # B200, Phoenix Arizona Education Center Immediate Counseling   Online Articles    Credit Cards    Health Insurance Check    Planning A Vacation   Resource Center    Advice Team    Credit Education    Kids Pages    Online Counseling    Office Locations    Other Resources    Bankruptcy Counseling    Bankruptcy Education    Online Newsletter    Email address:                Sign up for our free    newsletter to receive    weekly educational tips    for balancing your    budget, making ends    meet and achieving    your financial goals.        View a sample of the    Money Management    International    newsletter    Your privacy is protected.    Your email address will    not be shared with a    third party.   Online Workshops    MoneyChoices.com   Planning Tools    Travel Planner Consumer Credit Counseling Services Southwest (CCCS Southwest) can help you overcome the burden of debt, by providing you with the tools and resources that you need to achieve financial freedom. Since 1958, CCCS has helped thousands of people achieve and maintain financial freedom. Through credit counseling, educational programs, and debt management plans, CCCS provides a full range of products and services designed to meet everyone’s individual needs. During a counseling session, your counselor will help you develop a: financial assessment, personal spending plan, repayment solution, and sound and obtainable financial goals. Our counselors are trained to help consumers find the right solution for their personal financial situation. CCCS has 17 locations throughout Arizona and New Mexico. Take the first step toward regaining control of your finances by making an appointment today to visit with one of our credit counselors. Trained counselors are also available by telephone and Internet, 24 hours a day, 7 days a week. Se habla español. News You Can Use Webcasts Credit Counseling MMI and HSBC Announce Expansion of Home Preservation Program $1 Million Grant Offers Homeowners Debt Relief and Counseling   Guide to returning holiday gifts After the holidays, the long lines move from the check out counters to the return counters. In fact, 46 percent of consumers surveyed by Discover Card stated that they return gifts “every once in a while.” And three percent of surveyed consumers admitted they return “most” gifts. (more...)   Do you know the secret for successful money management? If so, we want to hear from you! Submit your tip for change at FinancialLiteracyMonth.com   Facing Reality After a Layoff Loss of a job can have a tremendous effect on a family’s finances. Often times a layoff leaves a person with a mixture of emotions ranging from a sense of failure to anxiety. Anxiety over how they will provide for their family while they are unemployed.   Setting Goals and Understanding Priorities- 11 Minutes Learn how to assess your current financial situation, establish priorities, set your financial goals and monitor your progress. Managing Income and Expenses - 14 Minutes Learn how to create a spending plan by recording monthly income, tracking monthly expenses and making adjustments if necessary. Building Savings and Wealth - 9 Minutes Learn how to develop savings strategies to reach goals and build savings for the future. Your Credit Report- 13 Minutes Learn what a credit report is, how it is created, what should be on a report and how to dispute incorrect or outdated information. You will also learn where to obtain your free credit reports yearly. Your Credit Score- 8 Minutes Learn what a credit score is, how it is developed and why it is so important to you. You will also learn tips on how to maximize your credit score. Comparison Shopping- 9 Minutes Learn the importance of comparison shopping and how to save money on almost all goods and services. Your Personal Financial Recordkeeping- 7 Minutes Learn how to manage your important papers, set up a home recordkeeping system, set up a disaster recovery box and document your household inventory. Are your creditors calling everyday? Do you feel like there is no way out? We can help! Our professionally certified credit counselors are available around the clock to assist you when you need it most. They will provide you with a free financial assessment and develop the perfect solution to help you become debt free. If Appropriate, Our Debt Management Program can: Stop the phone calls Stop your balances from skyrocketing Restore the peace in your life Start online counseling with Money Management International today!     | Home | Privacy Statement | About CCCS | Contact CCCS | Site Map | CCCS, A Division of Money Management International Regional Headquarters - 722 East Osborn Rd., # B200, Phoenix Arizona Corporate Address - 9009 West Loop South, Seventh Floor, Houston, TX 77096

	It’s time you discovered financial freedom through Consumer Credit Counseling Services. Call 1-866-889-9347 or start counseling online today.